If you are injured in a vehicular accident, the first thing that you should do is dial the emergency hotline and report the accident. If you’re seriously injured, somebody else must call for you.
Reports from police and EMS (Emergency Medical Services) will be important documents in the personal injury case you’re in. The report of the EMS will take in an account of your injury as well as the medical care they provided during the scene. In addition to that, EMS may relocate you to the closest hospital, where medical practitioners will document more medical records.
A police report includes in depth information regarding the errors of the responsible driver (including issued tickets), names as well as contact information of the witnesses, insurance information, accident diagrams, weather conditions, and more.
Do not allow the other driver to talk you out of dialing the police.
Always call the police if anyone is injured or any property was damaged. Don’t agree to any arrangements that don’t involve making an official accident report. If you plan on filing a personal injury or property damage claim against the other driver, a police report will be very helpful.
EMS and the police can only document certain information in their reports. Try to gather any additional information you think may help during claim negotiations. The more information you have, the better your chance of a higher settlement.
Note down the following immediately after the accident:
• The negligent driver’s name, telephone number, address, e-mail address, as well as any other contact info you can acquire.
• The driver’s name of the insurance company, telephone number, as well as his or her policy number.
• The all witnesses’ names and contact info.
• Your immediate observations and opinion.
Also take pictures of the scene of the accident, your injuries, and the damages inflicted on the car. If you are badly injured, then request somebody at the scene to assist you in taking photographs.
In The Next Few Days
You will have to consult a doctor to acquire treatment for the injuries you’ve acquired. In order to have a strong case, you should have independent and credible medical documentation and records. Be certain to obtain recommendations from any specialists that have treated specific injuries.
Watch out for clinics and doctors that advertise directly to victims of personal injury. There are countless of these medical professionals that have needlessly extended the cost and length of the treatment. Insurance adjusters are acquainted with who these guys are, and instantly mark down their standing, and this requirement of standing can be particularly damaging if the case proceeds to court.
Consult your own physician first. If you do not have a doctor, ask for recommendations from friends and family. Look for doctors who’ll treat your injuries objectively and provide the medical records required to support you and your case. Accept therapy and medical treatment as your physician orders.
An adjuster (from the insurance company) will contact you soon after the incident. The sole job of the claims adjuster is to look into and settle accident claims.
The best means of making a good impression to an adjuster is to be always ready, show complete evidence of the negligence of the insured, and verify your property damage and injuries. That is what personal injury lawyers do. With the right information and preparation, you can also do the same.
Did you find this section helpful? If you did, then feel free to share this post to your friends.